# Curve OS (US)

> Curve OS (US) knowledge base – help articles and documentation.

## Account & Subscriptions (US)

- [Delinquency & Late Fees](https://curve-us.kustomer.help/en_us/delinquency-ry20fj1cK.md): If you haven’t paid the minimum amount on your monthly statement, your Account will become delinquent after 1 day. You will need to pay the minimum amo...

## Curve Credit

- [Will my Credit score be impacted by applying to Curve?](https://curve-us.kustomer.help/en_us/will-my-credit-score-be-impacted-by-applying-to-curve-SyO12WIbo.md): There is no impact to your credit score to check what you are eligible for with Curve Per regulations we will do a hard check once you accept the offer whi

## Account Denial

- [What happens when I apply for a Curve Account and get denied?](https://curve-us.kustomer.help/en_us/what-happens-when-i-apply-for-a-curve-account-and-get-denied-H1Xa9WIZs.md): Under the Equal Credit Opportunity Act you will receive an Adverse Action Notice with your specific reason for denial within 60 days of your application Th
- [What can I do after I’ve been denied?](https://curve-us.kustomer.help/en_us/what-can-i-do-after-i-ve-been-denied-H1MC3b8Zj.md): You have a right to your credit report Please follow the instructions in the email communication that will be sent to the email address provided
- [What can I do if I’m denied a Curve account because my credit is frozen?](https://curve-us.kustomer.help/en_us/what-can-i-do-if-i-m-denied-a-curve-account-because-my-credit-is-frozen-r1kP6b8Zj.md): If you are denied a Curve account because your credit is frozen please contact your credit bureau and ask that they unfreeze your credit You can then ask t